A third of parents committing motor insurance fraud
More than a third of UK parents are guilty of motor insurance fraud, according to new research by Co.Compare Car Insurance.
Its survey of 1,705 drivers has revealed that 35% of parents admit to “fronting” their child’s motor insurance to reduce premiums. A further 64% said they would consider it.
Fronting is when a more experienced driver declares themselves as the main driver of a vehicle driven mostly by a less experienced driver. Apart from being illegal, fronting can also invalidate a policy and lead to prosecution.
The survey also found that 55% of parents said car insurance was their main concern in getting their children on the road, ahead of road safety (38%) and the cost of driving lessons (30%).
Tom Banks, motoring expert at Go.Compare said:
“With the cost of getting on the road increasing again this year, it’s understandable that families are looking for ways to save money where they can. It might seem like a good idea to put a trusted parent or guardian as the main driver on your insurance policy, but if they aren’t the main driver this is fronting and is an illegal offence – it will likely void your policy and could result in a fine or criminal record.”
